A guide for families · draft for review

Paying for care

Choosing a care home is emotional and practical. Understanding how care can be funded can make the next steps clearer.

This is general information, not personal financial advice. [CONFIRM] Final disclaimer and guide approval before launch.

We welcome three funding routes

Self-funded, council-funded and NHS-funded residents are welcome. Acceptance of a funding route does not mean that someone is entitled to a particular funding package.

Self-funding

You pay the home’s fees directly. Read our fee bands and what is included, then ask for the terms before making a decision.

[CONFIRM] Sample-contract availability and fees effective date.

Council funding

Your local authority assesses care needs and finances to decide what support may be available. Talk to your social worker and to us about the proposed placement.

[CONFIRM] Top-up policy wording, who may pay and how it is agreed in writing.

NHS funding

Some people may be eligible for NHS Continuing Healthcare. NHS-funded Nursing Care can contribute towards registered nursing care for eligible people in a nursing home. Eligibility is decided by the NHS, not by the home.

[CONFIRM] Approve FNC and Continuing Healthcare wording and explain clearly how FNC is reflected in nursing fees. No funding outcome is promised.

Official guidance

Official sources checked 5 November 2026. Funding decisions depend on individual assessments.

Your next steps

Read the fees

Look at current fees and contract information, including what is and is not included.

Talk it through

Tell us the care needs and likely funding route. We can arrange a visit and discuss an assessment.

[CONFIRM] Day-care fee row and fees effective date remain open on the existing fees page.

Questions about funding? Start with a conversation.

A conversation and a visit can help you decide what feels right. We will talk through care needs, funding and the next steps together.